*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#1B3D6E;--navy-l:#2A5298;--navy-p:#EBF0F8;
  --orange:#C85A1A;--orange-l:#E07030;--orange-p:#FBF0EA;
  --white:#fff;--off:#F6F5F3;--grey:#E2E5EA;
  --text:#1A2332;--mid:#4A5568;--light:#718096;
  --r:8px;--r-lg:16px;
}
html{scroll-behavior:smooth}
body{font-family:'Open Sans',sans-serif;color:var(--text);font-size:16px;line-height:1.7}
h1,h2,h3,h4{font-family:'Montserrat',sans-serif;line-height:1.25;font-weight:700}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 24px}
section{padding:72px 0}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 24px;border-radius:var(--r);font-family:'Montserrat',sans-serif;font-weight:600;font-size:14px;cursor:pointer;border:2px solid transparent;transition:all .2s}
.btn-primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-primary:hover{background:var(--navy-l)}
.btn-orange{background:var(--orange);color:#fff;border-color:var(--orange)}
.btn-orange:hover{background:var(--orange-l)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy-p)}
.btn-white{background:#fff;color:var(--navy);border-color:#fff}
.btn-white:hover{background:var(--navy-p);border-color:var(--navy-p)}
.btn-white-ol{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-white-ol:hover{background:rgba(255,255,255,.12);border-color:#fff}

/* NAV */
nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--grey)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:72px;max-width:1140px;margin:0 auto;padding:0 24px;gap:16px}
.nav-logo img{height:52px;width:auto}
.nav-lang{display:flex;border:1px solid var(--grey);border-radius:100px;overflow:hidden;flex-shrink:0}
.nav-lang input[type=radio]{display:none}
.nav-lang label{padding:5px 14px;font-size:12px;font-weight:600;font-family:'Montserrat',sans-serif;cursor:pointer;color:var(--mid);transition:all .2s}
.nav-lang input[type=radio]:checked+label{background:var(--navy);color:#fff}
.nav-links{display:flex;align-items:center;gap:24px;list-style:none}
.nav-links a{font-size:14px;font-weight:500;color:var(--mid);transition:color .2s}
.nav-links a:hover{color:var(--navy)}
.has-dd{position:relative}
.has-dd>a::after{content:' ▾';font-size:10px;opacity:.6}
.dropdown{display:none;position:absolute;top:calc(100% + 8px);left:0;background:#fff;border:1px solid var(--grey);border-radius:var(--r-lg);padding:8px 0;min-width:210px;box-shadow:0 8px 24px rgba(0,0,0,.08)}
.has-dd:hover .dropdown{display:block}
.dropdown a{display:block;padding:10px 20px;font-size:14px;color:var(--mid)}
.dropdown a:hover{background:var(--off);color:var(--navy)}
.nav-burger{display:none;background:none;border:none;cursor:pointer;padding:4px}
.nav-burger span{display:block;width:22px;height:2px;background:var(--text);margin:5px 0;transition:all .3s}

/* PAGE HERO (inner pages) */
.page-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-l) 100%);padding:56px 0;text-align:center}
.page-hero h1{color:#fff;font-size:clamp(28px,4vw,44px);margin-bottom:10px}
.page-hero p{color:rgba(255,255,255,.75);font-size:17px;max-width:540px;margin:0 auto}

/* SECTION LABELS */
.eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--orange);margin-bottom:10px}
.sec-head{font-size:clamp(24px,3vw,36px);color:var(--navy);margin-bottom:14px}
.sec-sub{font-size:16px;color:var(--mid);max-width:560px;line-height:1.7;margin-bottom:40px}

/* CARDS */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.card{background:#fff;border-radius:var(--r-lg);border:1px solid var(--grey);padding:28px 24px}
.card:hover{box-shadow:0 12px 32px rgba(27,61,110,.1);transform:translateY(-3px);transition:all .2s}

/* COMPANY CARDS */
.co-card{background:#fff;border-radius:var(--r-lg);border:1px solid var(--grey);padding:28px 24px;display:flex;flex-direction:column;border-top:4px solid var(--navy);transition:all .2s}
.co-card:nth-child(2){border-top-color:var(--orange)}
.co-card:nth-child(3){border-top-color:#7B3FA0}
.co-card:hover{box-shadow:0 12px 32px rgba(27,61,110,.1);transform:translateY(-4px)}
.co-logo{width:100%;height:150px;object-fit:contain;object-position:center;margin-bottom:14px}
.co-tagline{font-size:13px;color:var(--mid);font-style:italic;margin-bottom:14px}
.co-pills{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:18px;flex:1}
.pill{background:var(--navy-p);color:var(--navy);font-size:11px;font-weight:600;padding:4px 10px;border-radius:100px;font-family:'Montserrat',sans-serif}
.co-card:nth-child(2) .pill{background:var(--orange-p);color:var(--orange)}
.co-card:nth-child(3) .pill{background:#F3EBF9;color:#7B3FA0}
.co-link{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:700;font-family:'Montserrat',sans-serif;color:var(--navy);transition:gap .2s;margin-top:auto}
.co-card:nth-child(2) .co-link{color:var(--orange)}
.co-card:nth-child(3) .co-link{color:#7B3FA0}
.co-link:hover{gap:10px}

/* TRUST BAR */
.trust-bar{background:var(--off);border-bottom:1px solid var(--grey);padding:16px 24px}
.trust-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:32px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--mid);font-weight:500}
.trust-dot{width:7px;height:7px;border-radius:50%;background:var(--orange);flex-shrink:0}

/* PROCESS STEPS */
.process{background:var(--navy);padding:72px 0}
.process .eyebrow{color:#FFB87A}
.process .sec-head{color:#fff}
.process .sec-sub{color:rgba(255,255,255,.7)}
.steps{display:grid;grid-template-columns:repeat(5,1fr);position:relative;margin-top:40px}
.steps::before{content:'';position:absolute;top:29px;left:10%;right:10%;height:2px;background:rgba(255,255,255,.12);z-index:0}
.step{text-align:center;position:relative;z-index:1;padding:0 10px}
.step-num{width:58px;height:58px;border-radius:50%;background:rgba(255,255,255,.08);border:2px solid rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-family:'Montserrat',sans-serif;font-size:20px;font-weight:700;color:#fff;transition:all .2s}
.step:hover .step-num{background:var(--orange);border-color:var(--orange)}
.step h4{font-size:13px;color:#fff;margin-bottom:6px;font-family:'Montserrat',sans-serif}
.step p{font-size:12px;color:rgba(255,255,255,.55);line-height:1.5}

/* TESTIMONIALS */
.testi-card{background:#fff;border-radius:var(--r-lg);padding:28px;border:1px solid var(--grey);display:flex;flex-direction:column;gap:14px}
.quote{font-size:44px;line-height:1;color:var(--orange);font-family:Georgia,serif;opacity:.5}
.testi-text{font-size:14px;color:var(--text);line-height:1.7;font-style:italic;flex:1}
.testi-author{display:flex;align-items:center;gap:10px}
.avatar{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Montserrat',sans-serif;font-weight:700;font-size:13px;flex-shrink:0}
.av-o{background:var(--orange-p);color:var(--orange)}
.av-n{background:var(--navy-p);color:var(--navy)}
.auth-name{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:600}
.auth-role{font-size:11px;color:var(--light)}
.stars{color:#F5A623;font-size:13px;letter-spacing:2px;margin-left:auto}

/* CTA BANNER */
.cta-banner{background:var(--orange);padding:64px 0;text-align:center}
.cta-banner h2{color:#fff;font-size:clamp(24px,3vw,36px);margin-bottom:12px}
.cta-banner p{color:rgba(255,255,255,.85);font-size:16px;margin-bottom:28px;max-width:500px;margin-left:auto;margin-right:auto}
.cta-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* FORMS */
.form-wrap{background:#fff;border-radius:var(--r-lg);border:1px solid var(--grey);padding:36px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
.form-group label{font-size:13px;font-weight:600;font-family:'Montserrat',sans-serif;color:var(--text)}
.form-group input,.form-group select,.form-group textarea{padding:10px 14px;border:1px solid var(--grey);border-radius:var(--r);font-family:'Open Sans',sans-serif;font-size:14px;color:var(--text);transition:border-color .2s;background:#fff}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--navy)}
.form-group textarea{resize:vertical;min-height:120px}
.ref-badge{background:var(--navy-p);border:1px solid var(--navy);border-radius:var(--r);padding:12px 16px;margin-bottom:20px;font-size:14px;color:var(--navy)}
.ref-badge strong{font-family:'Montserrat',sans-serif;font-size:16px;letter-spacing:1px}
.popia-check{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--mid);margin-bottom:20px}
.popia-check input{margin-top:3px;accent-color:var(--navy);flex-shrink:0}
.popia-check a{color:var(--navy);text-decoration:underline}
.confirm-box{display:none;background:var(--navy-p);border:2px solid var(--navy);border-radius:var(--r-lg);padding:32px;text-align:center}
.confirm-box h3{color:var(--navy);font-size:22px;margin-bottom:8px}
.confirm-box .ref-big{font-family:'Montserrat',sans-serif;font-size:28px;font-weight:700;color:var(--orange);letter-spacing:2px;margin:16px 0}
.confirm-box p{color:var(--mid);font-size:14px;margin-bottom:16px}
.copy-btn{background:var(--navy);color:#fff;border:none;padding:8px 20px;border-radius:var(--r);font-family:'Montserrat',sans-serif;font-weight:600;font-size:13px;cursor:pointer}

/* VALUES */
.val-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:24px}
.val-chip{display:flex;align-items:center;gap:10px;padding:11px 14px;border:1px solid var(--grey);border-radius:var(--r);font-size:13px;font-weight:600;color:var(--text);font-family:'Montserrat',sans-serif}
.val-ic{width:30px;height:30px;border-radius:5px;background:var(--orange-p);display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0}

/* ABOUT LOGO */
.about-logo-wrap{background:#F6F3EF;border-radius:var(--r-lg);padding:32px;display:flex;align-items:center;justify-content:center}

/* HERO */
.hero{position:relative;min-height:560px;display:flex;align-items:center;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:linear-gradient(135deg,#1B3D6E 0%,#2A5298 45%,#1B3D6E 100%)}
.hero-bg::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 68% 50%,rgba(200,90,26,.2) 0%,transparent 55%)}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;max-width:1140px;margin:0 auto;padding:72px 24px}
.hero-eyebrow{display:inline-block;background:rgba(200,90,26,.25);color:#FFB87A;border:1px solid rgba(200,90,26,.4);border-radius:100px;padding:5px 16px;font-size:12px;font-weight:600;letter-spacing:1.2px;text-transform:uppercase;margin-bottom:16px}
.hero h1{font-size:clamp(28px,4vw,48px);color:#fff;margin-bottom:16px;line-height:1.15}
.hero h1 em{font-style:normal;color:#FFB87A}
.hero-sub{font-size:16px;color:rgba(255,255,255,.8);margin-bottom:28px;max-width:440px;line-height:1.65}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.stat-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:var(--r-lg);padding:20px 16px;backdrop-filter:blur(6px)}
.stat-card .num{font-family:'Montserrat',sans-serif;font-size:32px;font-weight:700;color:#fff;line-height:1;margin-bottom:4px}
.stat-card .num span{color:#FFB87A}
.stat-card .lbl{font-size:12px;color:rgba(255,255,255,.65)}
.stat-card.wide{grid-column:span 2;display:flex;align-items:center;gap:14px}
.stat-card.wide .ic{width:44px;height:44px;border-radius:50%;background:rgba(200,90,26,.3);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.stat-card.wide .t .big{font-family:'Montserrat',sans-serif;font-size:16px;font-weight:700;color:#fff}
.stat-card.wide .t .sm{font-size:12px;color:rgba(255,255,255,.6)}

/* WHY CARDS */
.why-card{text-align:center;padding:28px 16px;border-radius:var(--r-lg);border:1px solid var(--grey)}
.why-ic{width:56px;height:56px;border-radius:50%;background:var(--navy-p);display:flex;align-items:center;justify-content:center;font-size:24px;margin:0 auto 16px}
.why-card h4{font-size:15px;color:var(--navy);margin-bottom:8px}
.why-card p{font-size:13px;color:var(--mid);line-height:1.6}

/* FOOTER */
footer{background:var(--text);color:rgba(255,255,255,.7);padding:52px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand img{height:56px;width:auto;margin-bottom:12px}
.footer-brand p{font-size:13px;line-height:1.7;margin-bottom:18px}
.soc-row{display:flex;gap:8px}
.soc-btn{width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.2);display:flex;align-items:center;justify-content:center;transition:all .2s}
.soc-btn:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.4)}
.soc-btn svg{width:16px;height:16px;fill:#fff}
.footer-col h4{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#fff;margin-bottom:16px}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{font-size:13px;color:rgba(255,255,255,.6);transition:color .2s}
.footer-col ul li a:hover{color:#fff}
.fc-item{display:flex;align-items:flex-start;gap:8px;font-size:13px;margin-bottom:9px;color:rgba(255,255,255,.6)}
.fc-emerg{color:#FFB87A!important;font-weight:600}
.footer-legal{border-top:1px solid rgba(255,255,255,.08);padding:18px 24px;text-align:center}
.footer-legal p{font-size:11px;color:rgba(255,255,255,.3);line-height:1.9}
.footer-legal a{color:rgba(255,255,255,.4);text-decoration:underline}

/* FLOATING SOCIAL */
.float-social{position:fixed;bottom:24px;right:18px;display:flex;flex-direction:column;gap:10px;z-index:300}
.fsoc{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 10px rgba(0,0,0,.2);transition:transform .2s}
.fsoc:hover{transform:scale(1.12)}
.fsoc-wa{background:#25D366}
.fsoc-fb{background:#1877F2}
.fsoc-tt{background:#000}
.fsoc svg{width:22px;height:22px;fill:#fff}

/* HONEYPOT */
.hp{opacity:0;position:absolute;top:0;left:0;height:0;width:0;z-index:-1;overflow:hidden}

/* BLOG */
.blog-card img{width:100%;height:180px;object-fit:cover;border-radius:var(--r) var(--r) 0 0}
.blog-card .blog-body{padding:20px}
.blog-card .blog-tag{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--orange);margin-bottom:8px}
.blog-card h3{font-size:16px;color:var(--navy);margin-bottom:8px;line-height:1.35}
.blog-card p{font-size:13px;color:var(--mid);line-height:1.6}

/* RESPONSIVE */
@media(max-width:960px){
  .nav-links{display:none}
  .nav-links.open{display:flex;flex-direction:column;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--grey);padding:16px 24px;gap:16px;z-index:99}
  .nav-burger{display:block}
  .hero-inner{grid-template-columns:1fr;gap:32px;padding:52px 24px}
  .hero-stats{display:none}
  .grid-2{grid-template-columns:1fr;gap:32px}
  .grid-3{grid-template-columns:1fr}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:20px}
  .steps::before{display:none}
  .footer-grid{grid-template-columns:1fr 1fr}
  .form-row{grid-template-columns:1fr}
}
@media(max-width:560px){
  section{padding:48px 0}
  .grid-4{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero h1{font-size:28px}
}